A front-end collision is a dangerous type of car wreck because two vehicles collide head-on at a high speed. Due to the severe impact that vehicles have, the resulting damages are usually life-changing for anyone involved.
If you were harmed in a head-on crash, you could seek compensation with the help of a skilled car collision attorney. A lawyer familiar with front-end car accidents in Southampton could evaluate your claim and determine your legal options.
What is a Head-On Car Wreck in Southampton?
Front-end crashes involve two vehicles impacting head-on or one vehicle’s front colliding with a stationary object. Front-end accidents usually occur because one or more drivers lose control of their vehicle or veer into the path of oncoming traffic or an object. Each collision needs to be thoroughly investigated to determine the cause of the accident, the responsible parties, and the degree which each party is to blame.
Front-impact collisions typically result in severe damages to the vehicles involved and their occupants. Therefore, it is crucial to consult a Southampton front-end vehicle crash attorney to help fight for fair compensation.
State Insurance Laws and Front-End Collision Claims
If an individual owns a vehicle in the state, they are required to purchase a minimum amount of no-fault insurance. Additionally, state vehicle owners must choose a full or limited tort insurance policy.
No-Fault State Laws
Under the state no-fault rules, an injured motorist must first go through their insurance provider for compensation, no matter who is responsible for the accident. A person’s insurance is only required to pay the policy limits, typically $15,000 for injuries and $5,000 for property damage for the minimum coverage. Unfortunately, these amounts rarely fully cover someone’s damages, especially for a serious Southampton head-on car wreck.
Full Tort Versus Limited Tort
If someone cannot be fully compensated by their insurance company, they must look to the negligent party’s insurance provider for compensation. The amount of money available to an injured motorist depends on the tort option under their car insurance policy.
Full tort allows a claimant to seek recovery for economic and non-economic damages, whereas the limit tort option only provides for the recovery of economic damages. There are exceptions that allow limited tort driver to recover compensation as if they had the full tort option, such as if the driver sustained a serious injury, according to 75 Pennsylvania Consolidated Statutes § 1705.
State insurance laws can be complex for people who have to deal with the effects of a severe accident. A front-end collision attorney in Southampton could evaluate your policy and determine your legal options.
Contact a Southampton Front-End Car Accident Attorney Today
After a severe front-end collision, you may be paying medical bills while you are missing time at work. The ramifications of an accident, like emotional distress and severe physical damages, can affect everyone in a family.
A lawyer experienced with front-end car accidents in Southampton could help fight for the compensation you deserve. Call now to learn more about your options.