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With the ever-growing popularity of rideshare companies such as Uber and Lyft, there has been an increase in accidents involving these vehicles. The drivers who work for these companies typically have rideshare insurance, which is an insurance policy that should cover the costs of repair, rental cars, lost wages, and medical bills.
However, when complicated situations arise, getting the money you need can be incredibly difficult. This is where the experienced Philadelphia Rideshare Accident Lawyers of KaplunMarx can help.
It is important to remember that Uber and Lyft drivers are either independent contractors or employees and the differences between these two have an impact on whether or not the rideshare company will be held liable. This has caused a great deal of debate as to how much liability the ridesharing companies actually hold for the drivers’ actions.
Every rideshare driver must have their own insurance policy. If the driver is responsible for the accident, the company’s insurer will pay out up to $1 million per accident for the victim’s injuries, damages and losses. However, it is very likely that the rideshare company will try to do anything they can to avoid paying the liability insurance which is why you should have the help of an attorney.
Uber requires all of its drivers to carry personal auto insurance. If the Uber driver causes an accident, their insurer will pay out up to $1 million per accident for the victim’s injuries, damages and losses.
Their insurance policy will also compensate the passengers, but only if the vehicle is involved in an accident with an uninsured or underinsured driver. To make things even more complicated, Uber’s policy will only compensate the victim if the Uber driver has matched with a rider and is driving to pick up the rider or when the driver has a rider in the car.
If you are injured in an accident in an Uber or a Lyft, either as a passenger or a driver, you should first seek medical attention. Each situation is different, but if you are involved in an accident as a rider or a driver for a rideshare company, you should follow these steps:
If you are involved in an accident for Uber or Lyft and you were not responsible for it, you will have to go through the other party’s insurance to get a settlement. If you are at fault, you will need to go through your own rideshare insurance.
It is unlikely that the rideshare insurance will cover all of the costs that you are entitled to which means that you could be left high and dry. In order to get what is owed to you, you will need legal help.
A rideshare accident lawyer from KaplunMarx know the differences between rideshare insurance and regular auto insurance and they are prepared to fight for you
If you were a passenger in an Uber or a Lyft and were involved in an accident, you are entitled to compensation for your injuries even if the responsible party’s insurance does not cover the total cost of your expenses.
It is extremely common for insurance companies to deny and underpay claims. This happens so frequently because the injured passenger is often unaware of how much they are entitled to. In order to be compensated appropriately, you should speak to an attorney who represents rideshare accident victims in Philadelphia County courts.
Also, remember that Uber’s insurance will only pay for your medical expenses. If you want to sue your driver for any other injuries or damages, you will have to file a personal injury claim against the driver.
If the rideshare company is refusing to recover the damages, it is essential to hire a Philadelphia Uber accident attorney as a way of increasing your bargaining power. Your lawyer can help you navigate the legal process and get you the compensation you deserve.
These cases are incredibly complex, and in order to get the compensation that you are entitled to, you will need a professional to look into the case details and determine which party or parties might be liable. At KaplunMarx, our Philadelphia Rideshare Accident Lawyers offer years of experience which gives us the ability to skillfully pursue personal injury claims on your behalf.
To discuss your case, contact us at (215) 939-4895 or fill out the form on our website. The sooner you contact us, the sooner we can get you the highest possible settlement in or out of court.
Many people in Pennsylvania choose to use rideshare vehicles, such as Uber and Lyft, to commute around the area. However, when these vehicles are involved in auto accidents, it can make insurance coverage more difficult to determine.
A Philadelphia Uber/Lyft accident lawyer can help. A well-practiced attorney can review your case to determine what insurance coverage applies to your case and help you gather evidence to prove your claim for damages.
What someone should do after a collision involving an Uber or Lyft depends on their role in the accident. For instance, if they are a passenger in a rideshare vehicle, they should notify the company that they were involved in a wreck. They should also be sure to seek prompt medical treatment and to speak to law enforcement and ensure that the police report lists them as a passenger of the Uber or Lyft vehicle. If possible, injured passengers should also take photos to document the crash and their injuries.
If a motorist is struck by a rideshare driver, and they are in another vehicle, they want to make sure that they are able to get as much information from the other driver as possible. This involves asking the other driver if they were driving for Uber or Lyft at the time of the collision because the insurance coverage will be different and unique. For instance, if the rideshare driver was in the line of work at the time of the crash, the injured party could be covered by the company’s insurance in addition to their personal insurance.
In either situation, people injured in a rideshare accident should reach out to a well-practiced attorney in Philadelphia. A lawyer could help the injured claimant sort out the details of the case and determine what insurance coverages apply to their case.
If an Uber or Lyft driver is responsible for an auto collision that occurred while they were transporting someone or on their way to pick someone up, they will need to go through the rideshare company insurance. However, if they are not currently working at the time of the wreck, they will have to use their own insurance company to cover the resulting damages.
A local attorney investigating a wreck that involved an Uber or Lyft driver must thoroughly investigate the accident to determine liability. A hardworking lawyer could subpoena data and triangulation GPS information from the cellphone carrier in order to see what the rideshare driver was doing at the time and determine if they were performing work duties.
When are Punitive Damages Available?
Punitive damages are only awarded under certain circumstances as they are meant to punish the rideshare company or driver for egregious wrongdoing that shocks the conscience. Had the Uber or Lyft driver been texting, intoxicated, or if they fled the scene of the accident, a claimant could make an argument for punitive damages.
People who are involved in any type of vehicle wreck could benefit from legal guidance, especially those harmed in a collision with a rideshare vehicle. A Philadelphia Uber/Lyft accident lawyer can help you sort through the coverages, investigate the specific circumstances of your accident, and determine whether the rideshare company’s insurance coverage applies to your case.
If you have further questions about how an attorney could help you, call our office today. We look forward to speaking with you.
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