Not only are auto collisions devastating to a person’s physical and emotional wellbeing, but they can also create a significant financial strain. From medical bills to property damage, recovering from a wreck can be expensive.
Due to this, the state allows people to seek financial restitution from the party responsible for their crash. A hardworking local attorney could help you seek the available recoverable damages after a car accident in Montgomery County.
Types of Damages in Vehicle Collision Cases
People injured in motor vehicle crashes in the area can seek financial recovery in the form of compensatory damages. These damages are typically split into two categories: economic and non-economic losses.
Economic losses are all out-of-pocket expenses that incur as it relates to the injury sustained in a vehicle accident. This often includes lost wages that result if the injured party is unable to go to work for some period of time due to their harm. These losses also include medical bills and co-pays the injured party paid to treat their injuries.
Another thing a local attorney may look at when calculating damages from a car crash are future wages and reduced earning capacity. These damages can be a little less clear, so a well-practiced auto wreck attorney could hire an expert economist to help determine if the claimant is no longer able to do their job or progress in their career due to their injuries.
Non-economic damages are pain and suffering related to injuries sustained in a car accident and can include going to the doctors, the extent of treatment, the residual effects of the injury, the permanency, and scarring. While there is not an exact monetary value associated with these losses, they are still considered in a damage award due to the lasting impact they can have on a person’s life. A court will consider whether a person is no longer able to engage in their hobbies or day to day activities and set a value based on their specific circumstances.
When are Punitive Damages Awarded?
Punitive damages are a mechanism that can be used to right a wrong. However, it has to be an egregious wrong for a court to pursue that remedy. These exemplary damages are typically awarded when the defendant has engaged in conduct that was malicious, intentional, or especially negligent.
Unlike economic and non-economic damages, punitive damages do not aim to compensate the plaintiff but rather punish the defendant. For car accident cases, they may be awarded if the driver was intoxicated or texting at the time of the wreck.
Losses Covered by Auto Insurance in Montgomery County
Everyone in Pennsylvania is supposed to drive with auto insurance, with the minimum coverage ranging between $15,000 – $30,000. Additionally, the minimum coverage for property damage is $5,000. However, some people have policies with much more coverage.
The first level of coverage a Montgomery County lawyer could go after a motor vehicle collision is the auto insurance of the liable party. If that does not cover the extent of the damage, a lawyer may look at uninsured or underinsured motorist coverage. This is coverage a driver can purchase on their own and provides them with a level of coverage beyond what the other person has or may not have. This is a highly encouraged coverage to obtain so that motorists in the area do not have to rely on another person’s auto insurance to make them whole after a car wreck.
Are There Damage Caps for Car Wrecks in Montgomery County?
There is a municipal damage cap that applies when a local driver is struck by a government-owned vehicle. This statutory cap is $250,000 and cannot be circumvented. Seasoned attorneys in Montgomery County could investigate all avenues for recovery after a person is injured in a vehicle wreck.
Recover Damages After a Car Accident with a Montgomery County Attorney
If you or a loved one were harmed in a wreck due to another driver’s negligent conduct, you may be eligible for monetary recourse. The recoverable damages after a car accident in Montgomery County can be substantial, but you may require the assistance of a seasoned attorney to fully obtain them. Allow our team to review your case and help you move forward after your accident. Call our office today to get started.